American Express® Gold Card
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Key Features and Benefits
Rewards Program:
4X Membership Rewards® points at restaurants, including takeout and delivery.
(on up to $50,000 per year in purchases, then 1X)
4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
3X points on flights booked directly with airlines or on amextravel.com.
2x points Points On Prepaid Hotels and other eligible travel purchases, booked through AmexTravel.com.‡
1X point on all other eligible purchases.
Annual Credits:
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and newly added dining partner, Five Guys. This can be an annual savings of up to $120. Enrollment required.‡ (Terms and Restrictions Apply)
Up to $120 Uber Cash: $10 in Uber Cash monthly for Uber Eats orders or Uber rides in the U.S. - Card MUST be added to Uber Account. Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit. (Terms and Restrictions Apply)
NEW $100 Resy Credit
Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.‡
(Terms and Restrictions Apply)
NEW $84 Dunkin' Credit
Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. That's up to $84 in savings each year. Enrollment required.‡ (Terms and Restrictions Apply)
Travel Perks:
No foreign transaction fees. Rates and Fees; Terms Apply
Access to The Hotel Collection, which includes a $100 hotel credit for qualifying activities and room upgrades upon availability. Minimum two-night stay required
Apply with confidence:
Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Opinion
The American Express® Gold Card is tailored for those who spend significantly on dining and groceries, making it an excellent fit for foodies. The card’s rewards structure is highly appealing, allowing users to quickly rack up points in everyday spending categories. The annual fee of $325 may seem high, but the various credits (dining, Uber, Resy, and Dunkin') significantly offset this cost, potentially making the card pay for itself.
For frequent travelers, the card’s travel perks and lack of foreign transaction fees add considerable value. However, to fully leverage the card’s benefits, it’s crucial to actively use the dining and Uber credits. If you're someone who can make use of these credits regularly, the Amex Gold Card is a smart and rewarding choice.
