Bilt World Elite Mastercard® Credit Card
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Bilt World Elite Mastercard® Credit Card
Top Features
Rewards
1 Point per dollar on all purchases.
3 Points per dollar on dining, including takeout and delivery.
2 Points per dollar on travel purchases, such as airlines, hotels, and car rentals.
5 Points per dollar on Lyft rides when linked with the Bilt app.
Bonus Opportunities – Double points on the first day of each month with the “Rent Day” promotion (excluding rent payments).
Welcome Bonus
50,000 Bonus Points when you spend $3,000 on purchases in the first 3 months, equal to $500 in rewards.
Annual Fee
$0 – No annual fee, making it an attractive option for cardholders looking to earn rewards without the extra cost.
Key Features
Earn Points on Rent Payments – The Bilt Mastercard® allows you to earn 1 point per dollar on rent payments made through the Bilt app, with a minimum of 250 points per payment.
Rent Payment Limit – Earn rewards on rent payments up to 100,000 points per year.
Dining & Travel Rewards – Earn 3 points per dollar on dining and 2 points per dollar on travel purchases.
Lyft Bonus – Earn up to 5 points per dollar on Lyft rides after linking your Bilt and Lyft accounts.
Flexible Point Redemption – Points can be redeemed for travel through the Bilt Travel Portal or transferred to airline and hotel partners like Alaska Airlines, United Airlines, Hyatt, and Marriott.
Rent Day Promotion – On the first day of each month, earn double points on all purchases (except rent), with the potential to earn up to 10,000 bonus points each month.
Travel Protections – Includes trip cancellation, trip delay, and car rental collision damage coverage.
No Foreign Transaction Fees – Use your card abroad without worrying about extra charges.
Editor’s Review
Pros
Earn Rewards on Rent – For renters, this card offers a unique opportunity to earn points on an expense that typically doesn’t yield rewards.
Generous Dining and Travel Rewards – With 3X points on dining and 2X points on travel, it’s a solid option for frequent diners and travelers.
No Annual Fee – You don’t need to pay a yearly fee to take advantage of the rewards and benefits.
Flexible Redemption Options – Points can be redeemed through the Bilt Travel Portal or transferred to popular travel partners for added value.
Additional Benefits – Travel insurance, Lyft ride rewards, and no foreign transaction fees enhance the card’s appeal.
Cons
Limited Earning Potential on Non-Dining, Non-Travel Purchases – For purchases outside of dining and travel, the card earns only 1 point per dollar.
Rewards Cap on Rent Payments – While you can earn points on rent, there’s a cap of 100,000 points per year for rental transactions.
Minimum Transaction Requirement – To earn points on non-rent purchases, you need to make at least five transactions per month.
Final Thoughts
The Bilt World Elite Mastercard® Credit Card is an excellent choice for renters who want to earn rewards on their monthly rent payments, which is a feature not offered by most other cards. The card also provides solid earning rates on dining and travel purchases, along with additional perks like travel protections and Lyft ride rewards. The lack of an annual fee makes it a great option for those looking for a straightforward, no-cost rewards card. If you’re a renter or someone who spends frequently on dining and travel, the Bilt Mastercard® offers compelling value with its unique benefits and flexible redemption options.
