American Express® Gold Card
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Written by: Anthony Venture on July 2nd, 2024.
The American Express® Gold Card is a standout in the world of credit cards, known for its impressive rewards program and a suite of benefits that cater to foodies and travelers alike. This card is designed to offer maximum value through its extensive rewards system, valuable credits, and premium benefits.
Key Features and Benefits
Annual Fee: $325
Rewards Program:
4X Membership Rewards® points at restaurants, including takeout and delivery.
4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
3X points on flights booked directly with airlines or on amextravel.com.
2x points Points On Prepaid Hotels and other eligible travel purchases, booked through AmexTravel.com.‡
1X point on all other purchases.
Annual Credits:
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and newly added dining partner, Five Guys. This can be an annual savings of up to $120. Enrollment required.‡ (Terms and Restrictions Apply)
$120 Uber Cash: $10 in Uber Cash monthly for Uber Eats orders or Uber rides in the U.S. (Terms and Restrictions Apply)
NEW $100 Resy Credit
Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.‡
(Terms and Restrictions Apply)
NEW $84 Dunkin' Credit
Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at Dunkin' locations. That's up to $84 in savings each year. Enrollment required.‡ (Terms and Restrictions Apply)
Welcome Offer:
A generous welcome offer of 60,000 Membership Rewards® points after spending $4,000 on eligible purchases within the first 6 months of card membership. Checking Sites like Resy or using a referral link may result in finding higher offers as well.
(Terms and Restrictions Apply)
Travel Perks:
No foreign transaction fees.
Access to The Hotel Collection, which includes a $100 hotel credit for qualifying activities and room upgrades upon availability. Minimum two-night stay required
Baggage insurance and car rental loss and damage insurance.
Additional Benefits:
Purchase protection, extended warranty, and return protection on eligible purchases.
Personalized travel services and 24/7 global assist hotline.
Fraud protection and zero liability on unauthorized charges.
Opinion
The American Express® Gold Card is tailored for those who spend significantly on dining and groceries, making it an excellent fit for foodies. The card’s rewards structure is highly appealing, allowing users to quickly rack up points in everyday spending categories. The annual fee of $325 may seem high, but the various credits (dining, Uber, Resy, and Dunkin') significantly offset this cost, potentially making the card pay for itself.
For frequent travelers, the card’s travel perks and lack of foreign transaction fees add considerable value. However, to fully leverage the card’s benefits, it’s crucial to actively use the dining and Uber credits. If you're someone who can make use of these credits regularly, the Amex Gold Card is a smart and rewarding choice.
SOURCES:
https://www.americanexpress.com/us/credit-cards/card/gold-card/?utm_mcid=&utm_source=google&utm_medium=cpc&utm_term=%2Bamex+%2Bgold&utm_cmpid=21215159479&utm_adgid=141451150705&utm_tgtid=aud-807572781024%3Akwd-378783604937&utm_mt=p&utm_adid=688797561752&utm_dvc=c&utm_ntwk=g&utm_adpos=&utm_plcmnt=&utm_locphysid=1025658&utm_locintid=&utm_feeditemid=&utm_devicemdl=&utm_plcmnttgt=&utm_programname=brandcps&utm_cmp=Gold&utm_sl=&gclid=CjwKCAjwyo60BhBiEiwAHmVLJe6ypKAOKU7bm4bgKqWMROCLkqbHDOU_fWX-cA4bNQ_4kogy9XkfYxoCoHoQAvD_BwE&eep=28810&utm_misc=cardshop
